Terms of Service — ColoradoHomeAuto.com

Effective Date: November 25th, 2025

Welcome to ColoradoHomeAuto.com (“the Website”). By accessing or using this Website, you agree to the following Terms of Service (“Terms”). If you do not agree with these Terms, please discontinue use of the Website.

ColoradoHomeAuto.com is owned and operated by Apex Insurance Group, Inc., a licensed Colorado insurance agency. These Terms govern your use of the Website and any services provided through it.

1. Purpose of the Website

ColoradoHomeAuto.com provides general insurance information and allows users to request insurance quotes for home, auto, renters, condo, landlord, motorcycle, umbrella, and related personal insurance lines.

This Website does not issue insurance policies, bind coverage, or guarantee coverage availability.
All quotes are provided by licensed agents at Apex Insurance Group, Inc.

2. No Guarantee of Coverage

Submitting a quote request does not:

• Bind or secure insurance coverage

• Guarantee acceptance by an insurance carrier

• Guarantee coverage availability

• Guarantee pricing or rating accuracy

All policies are subject to underwriting review and eligibility requirements by individual carriers.

3. User Responsibilities

When using the Website, you agree to:

• Provide accurate, complete, and truthful information

• Not impersonate any person or entity

• Not submit fraudulent or misleading information

• Use the Website only for lawful purposes

Providing inaccurate or false information may result in incorrect quotes or ineligibility for coverage.

4. Intellectual Property

All content on ColoradoHomeAuto.com—including text, graphics, logos, images, icons, and layout—is the property of ColoradoHomeAuto.com or its licensors and is protected by copyright and trademark law.

You may not copy, reproduce, modify, distribute, or republish any content without prior written permission.

5. Third-Party Links

The Website may contain links to external websites or online resources. These are provided for user convenience only.

We make no guarantees and assume no responsibility for:

• The content on third-party sites

• The privacy practices of those sites

• The products or services offered by third parties

Your use of third-party websites is at your own risk.

6. Disclaimer of Warranties

ColoradoHomeAuto.com and Apex Insurance Group, Inc. provide the Website “as is”, without warranties of any kind—express or implied—including but not limited to:

• Accuracy of information

• Completeness of content

• Availability or reliability of the Website

• Fitness for a particular purpose

Insurance information provided on the Website is general and may not reflect the most current carrier rules or state regulations.

7. Limitation of Liability

To the fullest extent permitted by law, ColoradoHomeAuto.com and Apex Insurance Group, Inc. are not liable for any damages arising from your use of the Website, including:

• Direct, indirect, incidental, or consequential damages

• Losses from errors or omissions

• Delays in quote responses

• Issues arising from third-party websites

Your use of the Website signifies agreement with these limitations.

8. Privacy Policy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. The Privacy Policy is available on a separate page on this Website.

9. Changes to These Terms

We may update these Terms at any time and without prior notice.
Updates will be posted to this page with an updated Effective Date.
Continued use of the Website constitutes acceptance of revised Terms.

10. Governing Law

These Terms are governed by the laws of the State of Colorado.
Any disputes will be resolved in state or federal courts located in Colorado.